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Terms of Use

This website (“Website”) is owned and operated by Self Employed Finance (ABN 80848080547), with its registered office at 15 Fullarton Road, Kent Town, 5067, Australia. In these Terms of Use, “we”, “our” and “us” refer to Self Employed Finance.

  1. Introduction

    1. Access to and use of this Website are subject to these terms and conditions (“Terms of Use”). By accessing and using this Website, you agree to be governed by these Terms of Use. If you do not agree to these Terms of Use, you are no longer permitted to access or use this Website.
    2. If you are found in violation of these Terms of Use, your right to access and use this Website will immediately be revoked.
    3. This Website is intended for Australian residents only, aged 18 years and over. The Website, including products, prices, and product descriptions, is updated frequently. Products previously advertised may be withdrawn at any time without notice.
    4. We may amend or alter these Terms of Use at any time. We recommend you refer to these Terms of Use each time you use this Website. The amended Terms of Use will take effect from the date they are posted on this Website. Continued use of this Website constitutes acceptance of the amended Terms of Use.

  2. Privacy Policy

    1. We uphold your privacy with the utmost importance. Please refer to our Privacy Policy to learn how we use, store, and transfer the information you provide to us. Your use of this Website is at all times subject to the provisions of our Privacy Policy.

  3. Third-Party Products

    1. You may apply for various products through this Website and associated web applications hosted on this Website. These products are not provided by us but by third parties. We do not exercise control over these third parties. It is your responsibility to verify and ensure that any product meets your personal preferences and requirements before applying for or purchasing it. Before doing so, consult the relevant product disclosure statements or documents.
    2. The presence of a product on this Website does not constitute an endorsement by us of the provider, the product, or the provider’s website or activities.
    3. All product prices are given in Australian dollars (AUD $).
    4. We are not liable for any loss or damages incurred by you or a third party in connection with any product obtained via this Website. We are not liable for the acts, omissions, errors, or complications of any third-party provider.
    5. This Website contains generalised or summarised statements regarding product terms to facilitate comparisons. Confirm the precise terms of any product before purchasing. Product information on this Website is available only to Australian residents, unless expressly stated otherwise.
    6. By submitting your personal details through this Website, you make an offer to obtain a product from a third-party provider. This offer may be accepted or rejected. A contract for the product is concluded only when your offer is accepted by the provider, triggering the provider to supply the product under their terms. You will receive written confirmation of acceptance.

  4. The Self Employed Finance Service and How We Are Paid

    1. This Website provides services allowing users to research and compare financial products such as home loans, business loans, and more, all provided by third parties.
    2. Our comparison service is free to use, subject to these Terms of Use. We receive payment (commission) from third-party providers for successful purchases you make through this Website.

  5. Permitted Use

    1. You are only permitted to use this Website for personal purposes, provided you comply with these Terms of Use. Commercial use is strictly prohibited.
    2. You must not take any action that affects the security of this Website or any information or material stored within it.
    3. Prohibited actions include, but are not limited to: Using automated tools (e.g., spiders or scrapers) to access, copy, or extract Website content. Copying, distributing, or sharing Website content without express permission. Attempting to reverse engineer or decompile the Website’s source code or processes. Consolidating or remixing Website content with other content. Using the Website for unlawful or fraudulent activities. Posting, distributing, or sending spam or bulk communications, as defined under the Commonwealth Spam Act (2003). 5.4 You agree to provide accurate, complete, and truthful information when using this Website.

  6. Registering an Account

    1. You may create a personal account on this Website to access member services. Login details (“Login Details”) may include a username and password or authentication via third-party services.
    2. You agree that: Your Login Details are for personal use only. You will keep your Login Details secure and confidential. You are responsible for all actions carried out under your Login Details. Breaches of these Terms of Use under your Login Details will result in revoked access.
    3. Notify us immediately if you believe your Login Details are compromised. We are not liable for losses arising from unauthorised use of your Login Details.

  7. No Advice

    1. Self Employed Finance does not provide financial, investment, or other advice. This Website is intended for research and comparison purposes only.
    2. Many products require approval by third-party providers. Nothing on this Website constitutes an offer by us or third parties to sell or contract products.

  8. Intellectual Property Rights

    1. All intellectual property rights in this Website, including the Self Employed Finance name and logo, are owned by us or licensed for exclusive use.
    2. You may not use, copy, or distribute any intellectual property from this Website without our prior written consent.

  9. Exclusions of Liability

    1. This Website and its content are provided “as is” without any guarantees or warranties regarding accuracy, completeness, or fitness for purpose.
    2. We are not liable for losses arising from: Errors, omissions, or delays on this Website. Data loss or unauthorised access to your account. External factors beyond our control. Downtime or suspension of Website services.

  10. Indemnity

    1. You agree to indemnify us, our employees, and agents against any losses or expenses arising from your use of this Website or breaches of these Terms of Use.

  11. Contact Us

    1. This Website may include links to third-party websites. We are not responsible for the content or accuracy of these sites and disclaim all liability for losses incurred by accessing them.
    2. If you have questions about this Website, contact us directly.

  12. General

    1. If any part of these Terms of Use is invalid, the remaining terms remain enforceable.
    2. These Terms of Use constitute the entire agreement between you and us concerning use of this Website.

  13. Governing Law

    1. These Terms of Use are governed by the laws of South Australia and the Commonwealth of Australia.
    2. Both parties submit to the jurisdiction of South Australian and Commonwealth courts.